Nothing is lost and you are never charged automatically.
Anything that needs fresh data stops until you have credits again. Everything you have already run stays exactly where it is — reports, keywords, audits, rankings — and you can still open, filter, sort and export all of it.
Your options
Wait for the reset. Monthly credits refill at the start of your billing month. Billing shows the date.
Buy a top-up. Billing → Buy credits. Top-ups never expire and are only used after your monthly credits run out, so nothing is wasted.
Move up a plan. Worth it if you are running out most months — a higher plan is cheaper than repeated top-ups.
Spending less
- Rank tracking is usually the biggest line. Daily checks cost seven times weekly ones. Most keywords do not move enough day to day to be worth it — weekly is enough for all but your most important terms.
- Tracking two devices doubles the cost. Track both only where desktop and mobile results genuinely differ for you.
- Searching deeper costs more. Checking the top 100 results is far more expensive than the top 10, and only matters for keywords you do not already rank well for.
- Cached results are free. Re-opening a report you already ran costs nothing.